Delhi Lieutenant Governor Taranjit Singh Sandhu has approved a new health scheme offering registered construction workers and their dependents up to Rs 2 lakh of cash‑less treatment per year. The plan covers emergency care, occupational diseases, maternal health and rehabilitation among other benefits.

  • Annual health cover of up to Rs 2 lakh per beneficiary
  • More than 2.7 lakh registered construction workers covered
  • Cashless treatment, mobile medical units, digital claims

Delhi Lieutenant Governor Taranjit Singh Sandhu has given the green light to a health scheme for registered building and construction workers and their eligible family members, providing cashless treatment worth up to Rs 2 lakh per beneficiary annually. The scheme was previously cleared by Chief Minister Rekha Gupta and the Delhi Cabinet.

Under the program, each registered worker and their spouse will receive an annual health check‑up, cashless outpatient consultations, diagnostics, medicines and inpatient care through a network of empanelled hospitals at CGHS rates.

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The coverage extends to emergency treatment, occupational diseases, chronic illnesses, specialised care, maternal health services and rehabilitation, with a family‑wide ceiling of Rs 10 lakh per year.

In case of a workplace accident or medical emergency, beneficiaries may seek treatment at the nearest non‑empanelled hospital, which will be provisionally treated as empanelled for the duration of the emergency.

More than 2.7 lakh construction workers are currently registered with the Delhi Building and Other Construction Workers Welfare (DBOCWW) Board, set up in 2002 to register workers and administer welfare schemes funded through a cess on construction employers.

Given the technical nature of the scheme, it will be rolled out by a Project Implementing Agency (PIA) for an initial three‑year term, with a possible one‑year extension after performance review.

The scheme also includes Mobile Medical Units to transport workers from sites to empanelled hospitals, conduct health screenings and raise awareness. A dedicated software system will digitally maintain beneficiary records, treatment histories and claims processing.

Why This Matters

BozokMedia analysis shows that Delhi’s initiative sets a benchmark for urban labor welfare in India, potentially prompting other states to adopt similar high‑value health cover schemes for informal sector workers.

“Such a comprehensive health cover not only safeguards workers’ lives but also enhances productivity across the construction sector,” says Dr. Anjali Mehta, public health expert.
Did You Know?: The DBOCWW board, which administers this scheme, was originally established in 2002 to manage construction‑worker welfare funded by employer cess.

Frequently Asked Questions

Q1: Who is eligible for the Delhi Building Workers Health Scheme?

A: Only workers registered with the DBOCWW board and their eligible dependent family members qualify for the benefits.

Q2: How can beneficiaries access emergency care at a non‑empanelled hospital?

A: In emergencies, the nearest non‑empanelled hospital is provisionally considered empanelled, allowing cashless treatment.