Punjab’s Chief Minister’s Women’s Honour Scheme has transferred a total of Rs 1,149 crore directly into the bank accounts of 33 lakh eligible women, enhancing transparency and financial independence across the state.

Key Takeaways

  • Rs 1,149 crore transferred to 33 lakh women
  • Direct Benefit Transfer (DBT) eliminates middlemen
  • Faster, transparent payments boost financial inclusion

Under the Mukh Mantri Mawan Dheeyan Satkar Yojana, Punjab’s government has credited Rs 1,149 crore directly to the bank accounts of approximately 33 lakh women. The scheme aims to provide monthly financial assistance as a safety net for women across the state.

Women belonging to the Scheduled Caste (SC) category receive Rs 1,500 per month, while beneficiaries from other categories receive Rs 1,000 per month. To date, SC beneficiaries have received three installments totaling Rs 4,500 each, and women from other categories have received three installments totaling Rs 3,000 each.

Beneficiaries highlighted that the DBT mechanism ensured the money reached them without delays or intermediaries. Sarabjit Kaur from Gurdaspur said, “If the money had been distributed in cash, it might not have been used for the intended purpose. Now it stays in my account and I can withdraw it when needed.”

Gagandeep Kaur of Harchowal described the process as quick, transparent, and hassle‑free, noting that the amount was credited within five to six days of application. This direct transfer empowers women to decide how and when to use the funds.

Why This Matters

BozokMedia analysis shows that Punjab’s DBT rollout is a benchmark for financial inclusion, curbing leakages and strengthening women’s economic autonomy.

“Direct benefit transfers significantly boost women’s financial power and improve overall social security,” says finance expert Dr. Anjali Singh.
Did You Know?: Over 70 lakh women have enrolled in the scheme, making it one of the largest women‑centric social security initiatives in India.

Frequently Asked Questions

Q1: Do all beneficiaries receive the same amount?
A: No, SC women receive Rs 1,500 per month, while women from other categories receive Rs 1,000 per month.

Q2: How quickly does the money reach the beneficiary’s account?
A: In most cases, the amount is credited within five to six days after the application is processed.